
Introduction
What this piece is
Untangling money after a break-up carries its own particular weight, separate from everything else. Five practical, unglamorous things worth understanding early, from someone who’s actually been through it — not financial advice, just an honest starting point.
This isn’t financial advice from an expert — Billy isn’t one, and would always point you toward a proper professional for anything specific to your situation. It’s five practical things he wishes he’d understood earlier, from someone who’s been through the unglamorous business of sorting this out.
What’s inside
The pieces this guide covers
- 01Separate your accounts as soon as you reasonably can
- 02Know exactly what’s coming in and going out
- 03Don’t make large financial decisions in the first few months
- 04Get proper advice, not just opinions
- 05Build a small, separate emergency fund, even a modest one
“Numbers you can actually see are considerably less frightening than ones you’re only guessing at. Start there. The rest gets easier once you can see it.”— Billy
If this landed
The full story is in these books
This guide is a short opening. The books below carry the full thing — slowly, honestly, and in Billy’s own voice.
Continue your journey
Next in the Starter Library

No. 06
Am I Ready to Date Again?
A Short, Honest Self-Check
Five honest questions Billy wishes he’d asked himself properly before he started dating again — not a test with a pass mark, just five things worth sitting with before you swipe or say yes.
About the author
William “Billy” Brown


